Calculated Industries Qualifier Plus IIIx Bruksanvisning
Calculated Industries
Kalkylator
Qualifier Plus IIIx
Läs nedan 📖 manual på svenska för Calculated Industries Qualifier Plus IIIx (77 sidor) i kategorin Kalkylator. Denna guide var användbar för 4 personer och betygsatt med 4.5 stjärnor i genomsnitt av 2 användare
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USER’SGUIDE — 1
The was custom-designed for mortgage lenders andQ PU A L I F I E R L U S I I I X
residential real estate professionals. With the push of a few buttons,
it will pre-qualify prospective buyers instantly and solve hundreds of
mortgage loan problems with ease! It’s the most complete and easy-
to-use real estate finance calculator on the market!
Features:
• Easy and Complete Buyer Qualifying
• Find Qualifying Loan Amount, Income Required and
Maximum Allowable Debt
• Use 2 Qualifying Ratios at Once to Compare Different Loans
(e.g., conventional vs. FHA/VA loans)
• Find the Restricted and Unrestricted Qualifying Loan Amount
• TInstant P&I, PITI and otal Payment
• Interest-Only Payment
• TExpanded ax and Insurance Capabilities
• Built-in Sales Price and Down Payment
• Works in Annual Term and Interest
• Flexible, “what if” Loan or TVM Calculations — Finds Loan
Amount, Term, Interest or Payment
• Future Value and Appreciation
• Complete Amortization
• Remaining Balances/Balloon Payments
• Adjustable Rate Mortgages (ARMs)
• TAPR and otal Finance Charges
• Bi-Weekly Loans
• Trust Deeds (investments)
• Date Math
• Also Works as a Standard Math Calculator
New!
• T1st and 2nd rust Deeds (80:10:10/80:15:5),
or Combo Loans
• APR, including Mortgage Insurance
• TIncome ax Savings, Mortgage Interest Deduction
• Interest-Only Payments
• Loan-to-Value (LTV)
• Odd-Days Interest (ODI) and Month Offset
• Rent vs. Buy
Introducing the Q PUALIFIER LUS
®
IIIX
Mortgage Loan Calculator
2 — QUALIFIER PLUS ®IIIX
GETTING STARTED 5..........................................................................
KEY DEFINITIONS .........................................................................5
Basic Operation Keys ..................................................................5
Mortgage Loan (TVM) Keys.........................................................6
Tax Savings Keys.........................................................................9
Rent vs. Buy Keys .....................................................................10
Qualifying Keys ..........................................................................10
Tax, Insurance and Expense Keys ............................................13
1st and 2nd T ..........................14rust Deeds (Combo Loan) Keys
BASIC ARITHMETIC EXAMPLES ...............................................16
Arithmetic ...................................................................................16
Percentage Calculations ............................................................16
Figuring Straight % Commission ...............................................16
Reduction in Listing Price (Discount %) ....................................17
Simple, One-Year Home Appreciation (Add-on %)....................17
Date Examples...........................................................................18
CALCULATOR SETTINGS...........................................................19
Decimal Place Selection ............................................................19
Preference Settings ...................................................................20
MEMORY ......................................................................................22
Accumulative Memory................................................................22
Memory Storage Keys (M0-M6).................................................23
EXAMPLES......................................................................................25
MORTGAGE LOANS/TIME-VALUE-OF-MONEY (TVM)..............25
Finding the Monthly Mortgage (P&I) Payment...........................26
Finding the Interest Rate ...........................................................26
Finding the Term of a Loan........................................................26
Finding the Loan Amount...........................................................27
Paying Off a Mortgage Early (Making Larger Payments)..........27
Simple Interest vs. Compound Interest......................................28
Future Value...............................................................................28
Appreciation ...............................................................................28
Non-Monthly Loans ....................................................................29
Finding a Quarterly Payment .....................................................29
Sales Price/Down Payment .......................................................30
Finding Loan Amount Based on Sales Price and Down
Payment..................................................................................30
Taxes and Insurance..................................................................31
Setting Tax and Insurance % Rates...........................................32
TABLE OF CONTENTS
Produktspecifikationer
| Varumärke: | Calculated Industries |
| Kategori: | Kalkylator |
| Modell: | Qualifier Plus IIIx |
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